Pioneer Journal of Business and Management is a double blind peer reviewed International Journal. The journal welcomes publications of high quality papers on theoretical developments and practical applications in business and management. Original research papers, state-of-the-art reviews, and high quality technical notes are invited for publications. PJBM aims to enhance the dissemination of knowledge across the business and management community. Topics of interest including but not limited to: Business studies, economic studies, management studies, international trade, economics, teaching studies, personnel training, human resource management, scientific and technological innovation, knowledge economy, accounting and finance, marketing, public sector management, risk management.